How it Works
Step One: Take Our Quiz
Our personalization quiz is designed to understand your unique financial needs and lifestyle. By answering a few simple questions about your spending habits, monthly expenses, and credit history, we can create a credit card recommendation that perfectly fits you. Whether you're new to the US or an experienced credit card user, our quiz helps ensure you get the most out of your card with tailored perks and features.
Step Two: Upload Your Spend History (Optional)
Easily upload your spend history to give us a comprehensive view of your financial habits. This step allows us to fine-tune your credit card recommendation, ensuring you receive the optimal rewards and incentives tailored to your actual spending patterns. If you prefer not to upload your spend history, you can still proceed with manual input.
Step Three: See Your Card
Review your personalized credit card offer, crafted to meet your financial needs and lifestyle. Based on the details you've provided, we present you with a card that offers the best perks and features.
Step Four: Customize Your Card
Not happy with our recommendation? Further personalize your card by adjusting your rewards and selecting specific benefits that matter most to you. Adjust your choices to fit your preferences and needs, and see how it impacts your annual fee.
Step Five: Start Using Your Card
Once your card is finalized and approved, you can receive a digital card instantly and start using it right away. Alternatively, you can wait for the physical card to arrive in the mail. Enjoy the tailored perks and features as you spend, knowing your card is designed to provide the best value.