FAQs

  • Lithium is a revolutionary credit card designed to be fully personalized to your financial needs and lifestyle. Whether you're new to credit in the US or an experienced user, our card adapts to you, offering tailored rewards, benefits, and fees.

  • Applying for a Lithium card is simple. Start by taking our personalization quiz to help us understand your financial habits and preferences. Then, upload your spend history or manually input your expenses. Based on this information, we'll recommend a card for you, which you can further customize before applying.

  • No, you don't need an SSN or ITIN to apply for Lithium. You can get approved and start building your credit score with just your passport. Once you receive an SSN, we’ll link your credit history for continuous growth.

  • Lithium reports your monthly payments for rent, utilities, and phone bills to credit bureaus when you use the Lithium card. This helps you build your credit score faster, giving you access to lower interest rates, better loan approval odds, and higher credit limits.

  • Absolutely! After receiving your personalized card offer, you can further tailor your card by selecting specific rewards and benefits that matter most to you. You can adjust your choices and see how it impacts your annual fee.

  • Once your card is finalized, you can receive a digital card instantly and start using it right away. Alternatively, you can wait for the physical card to arrive in the mail, which typically takes 5-7 business days.

  • Lithium offers a wide range of rewards and benefits, including purchase protection, travel perks, security features, and lifestyle incentives. You can choose and customize the rewards that best match your spending habits and preferences.

  • The annual fee for your card will vary based on the rewards and benefits you choose. You only pay for the features you want, allowing you to tailor your card to fit your budget and needs.

  • You can manage your Lithium card through our user-friendly mobile app or website. Here, you can track your spending, view your rewards, customize your card benefits, and access customer support.